Privacy Policy

ODO (OwnerDirect.online) is operated by Helium Marketing Corporation (HMC), Philippines.

ODO is a verification and mediated-close service for vehicles. We host the list, the viewing, and the close at Tandoc. We are not a commission broker, not a bank, and not an escrow custodian. HMC / ODO never owns the units listed here.

For data privacy, HMC / ODO is the Personal Information Controller (PIC) for data collected on OwnerDirect.online.

Contact for privacy requests: privacy@ownerdirect.ph Data Protection Officer: dpo@hmcmarketing.tech Support: support@ownerdirect.ph Office: Tandoc, San Carlos City, beside Helium Fuels · 0936 411 5239 ODO Telegram (backup if the app is down): 0917 107 4906 — message ODO only. Not a seller number. Platform: https://www.ownerdirect.ph NPC registration: in progress.

This policy matches the live public door only.

Live today • This public door is Vehicles only (motorcycle, tricycle, car, SUV, pickup, truck, commercial, luxury). Property is not listed here. • Roles: buyer, seller (owner, SPA, or notarized open deed), admin. One seller ID. RideVerified is a separate product. • You create an account with email and password. Government ID is verified before poke, list, or price tap. • ID may be a Google Drive link or a photo you upload to ODO. Admin reviews it and stamps verified. • Buyers poke to request a view. ODO hosts the viewing at Tandoc. Seller sees interest count only — not your name or number. • After a physical viewing: price taps only. The seller may Agree, Counter, or Not. Buyer offers and seller counters share 3 proposals. On the third, Agree or Not only. Peso amounts only. No chat. No buyer–seller contact. • The down payment, remaining balance, and optional test drive ₱500 are paid in person at the Tandoc office. Listing and display parking are free during the launch promo. Admin stamps the deal. We do not take the unit price online. • If the app is down, the same process runs at the Tandoc desk. Telegram 0917 107 4906 is backup only until the system goes back. We do not collect your Telegram on sign-up. You reach ODO first.

Not live on this door — do not treat as current practice • Property listings, LRA certify, CTC unlock, and paid owner-contact reveal are not offered on this public door. • No bank or law-office escrow. We do not hold the purchase price and do not process overseas wires for a sale. • No OFW-first product on this door. Loan-checker and provider consult PayMongo flows may still exist in the codebase for other lanes; they are not the Vehicles close path. • We do not automatically file your data with HPG, LTO, or other government offices. NAC and HPG Motor Vehicle Clearance remain HPG’s documents.

We collect only what this door needs.

Account & profile • Email and password (Supabase Auth) • Display name; role (buyer, seller/creator, or admin) • Country is stored as Philippines on this door; PH province if you enter it • Optional waitlist: name, email, province, and whether you are listing or looking (no OFW flag)

Identity (gate for poke, list, and price tap) • A Google Drive link to a government ID, or a photo you upload to ODO private storage • Admin stores the link or file path and an id_verified flag • Admin reviewers open that file or link to approve or reject. The other side never sees your ID.

Listings — Vehicles • Headline, make, model, year, body class, province/city, public selling price • Floor and ceiling (private — buyers never see them) • Photos (ODO storage and/or Drive links) • OR/CR, SPA if SPA, optional NAC — Drive link or ODO upload. These stay off the public card. • Plate and name on OR/CR for matching. Encumbered, rebuilt, surplus, or mismatch units cannot list.

Deals & office • Pokes (buyer id + listing — seller sees a count only) • Viewing slot times and viewed stamp • Price taps: peso amount, Agree, Counter, or Not. No free text. • Deal status, public tracker code, office payment stamps, optional receipt refs • Terms acceptances may record signature name, IP, and browser for evidence

Payments • In-person cash/deposit at Tandoc: we store that payment happened, amount class, and timestamps — not card numbers • PayMongo, if used on leftover property or consult checkouts: we store references, amounts, purpose, and status. We do not store full card numbers. The vehicle down payment is office cash only.

Assistant (Fido) • Messages you send in-product and page context used to answer • Operational logs for product quality — not sold for ads

Technical • Session / auth cookies • odo_vertical (this door is vehicles) • IP and basic device/browser signals via Vercel / Supabase for security • Rate-limit signals (IP) if Redis is configured

We do not intentionally collect: your Telegram handle, bank login credentials, full card PAN/CVV, remittance PINs, or biometrics.

When you message the Owner Direct Facebook Page, the Page receives what you send in that chat.

What we collect • Your Page-scoped Messenger ID • Your first name, when Facebook includes it • The text of your messages • Photos you send in that chat, used for the vehicle listing

Why • To reply in that same chat • To take the listing details you type and the photos you send

We do not receive your phone number from Messenger. We do not sell these messages. Buyer and seller stay anonymous to each other.

Retention • Kept while that chat is needed for the listing and for support • Email privacy@ownerdirect.ph to ask for deletion. We aim to answer within 15 business days.

Contact • privacy@ownerdirect.ph • 0936 411 5239 • Tandoc, San Carlos City, beside Helium Fuels

Contract — to run your account, ID verification, listings, viewing, price taps, and office close.

Legitimate interests — trust and fraud prevention (ID review, matching card, abuse prevention), product security, and improving Fido answers.

Consent — waitlist, optional loan-checker follow-up if you use that form, and any sharing beyond a flow you started.

Legal obligation — where Philippine law requires retention of payment/accounting records for fees we actually collect.

We do not sell personal data. We do not sell listing contact data to agents. Buyer and seller stay anonymous to each other.

• Create and secure your account • Verify identity before poke, list, or price tap • Publish vehicle listings after a matching card (OR/CR vs ID) • Host viewing at Tandoc and stamp viewed • Relay amount-only price taps; stamp an agreed price on the deal (app, desk, or Telegram backup) • Collect published office fees and pay the seller the same day as full payment (net) • Admin moderation and support • Abuse response — including reports that someone asked you to pay off-app or skip the mediated close • If the app is down: continue values-only on official ODO Telegram 0917 107 4906 until the system goes back

Inside ODO • You — your profile and your content • The other party — never your phone, email, Telegram, or ID. Seller sees poke count and peso amounts. Buyer sees the public unit and peso amounts. At DoS the seller sees the buyer name because the deed requires it — that is at the office, not on the public list. • ODO admins — ID files/links, listings, deals, and payment stamps needed to operate trust and support

Processors / infrastructure • Supabase — database, auth, storage (typically Singapore / ap-southeast-1) • Vercel — website hosting • Resend — transactional email (hello@ownerdirect.ph) • PayMongo — only if an in-app checkout still runs (not vehicle DP) • OpenAI — Fido when enabled • Google — if you host ID/docs on Drive; Google’s terms apply to your Drive files. If you upload to ODO, files sit in private Supabase storage. • Google Cloud Vision — match assist on some document photos (not authenticity) • Upstash Redis — optional rate limits

Not current practice • No escrow law office or partner bank receives your ID or funds through ODO • We do not automatically submit your personal data to HPG or LTO • We do not put buyer and seller in one Telegram group • We do not share data with marketing list brokers or commission agents

Buyer and seller stay anonymous to each other in the app.

• Listings show selling price, make, model, year, and NAC (No Alarm Certificate) when on file. No owner number. • Asks to view show the seller a count only. • Price taps are peso amounts only. • Telegram backup uses official ODO Telegram 0917 107 4906. One thread with you, one with the other side. Never a group. You message ODO — we do not harvest your Telegram on intake. • A closed Deed of Sale at the down payment fills the buyer name because HPG requires that deed. That is an office paper, not a public contact reveal.

Essential only for the product to work: • Auth / session cookies (Supabase) • odo_vertical — this door is vehicles • Preference / theme if present

No advertising pixels are required for core ODO use. If we add analytics later, we will update this policy.

• Account & profile — while your account is open, then as needed for support/disputes • Listings, photos, and vehicle papers — while listed or as needed for dispute history after unpublish • Deals, price taps, and office payment stamps — as needed for the close and accounting • ID links and uploaded ID files — while verification is needed; you may replace them • Terms evidence (including IP) — with the deal/account evidence pack • Fido logs — only as long as needed for safety and quality, then deleted or aggregated

You may request erasure under RA 10173 from Settings or privacy@ownerdirect.ph. A person reviews every request. This is not instant. Some payment and audit rows may be kept where law requires. We do not operate escrow, so we do not keep escrow-close files.

You may request: information, access, correction, erasure, objection, and portability, and you may complain to the National Privacy Commission (www.privacy.gov.ph).

Email: privacy@ownerdirect.ph — we aim to respond within 15 business days. Signed-in users can also start a deletion request from Settings.

• HTTPS / TLS in transit • Supabase Auth for accounts • Role checks in app code • Row Level Security (RLS) on tables — still evolving; admin tools use elevated keys only on the server • Vehicle public APIs strip owner contact, floor, ceiling, and paper URLs • ID and OR/CR uploads prefer private storage; Drive links depend on how you share them (“anyone with the link” is convenient but increases exposure)

No system is perfect. Report suspected abuse to privacy@ownerdirect.ph or 0936 411 5239.

ODO is for adults (18+) engaging in vehicle transactions. Terms require legal capacity. We do not knowingly create accounts for persons under 18.

We will update this page when collection or processors change in a material way — including if the Property lane is turned back on. Until then, older pages that mention OFW-first unlock, LRA certify, or escrow custodians do not describe this public door. Last updated date below will change.

Privacy / data requests: privacy@ownerdirect.ph Data Protection Officer: dpo@hmcmarketing.tech Product support: support@ownerdirect.ph Office: Tandoc / Helium Fuels · 0936 411 5239 ODO Telegram (app-down backup only): 0917 107 4906 Operator: Helium Marketing Corporation — OwnerDirect.online (ODO)

National Privacy Commission: www.privacy.gov.ph · info@privacy.gov.ph